IDFC FIRST Mobile Banking: Fund Transfer & Payment
⭐ IDFC FIRST Bank’s (बैंक) mobile app is an intuitive, innovative banking platform for transferring money from your savings account (सेविंग्स अकाउंट), making UPI and bill payments, getting a personal loan, purchasing FASTag, investing in Mutual Funds, and buying insurance.
With our mobile banking (मोबाइल बैंकिंग) app, you can experience:
⭐ Quick money transfers to any bank account without adding beneficiary
⭐ Easy Recharges to mobile or DTH
⭐ A hassle-free view of your bank account balances via our linking facility
⭐ 3-click bill payments (like electricity, gas, credit card, post-paid mobile bills)
⭐ Smart filters to view bank transactions based on name, category, and mode of payment
⭐ Instant money transfer (मनी ट्रांसफर) to bank accounts using UPI or QR Code
⭐ Money transfers without worry about the payment mode
⭐ Credit card (क्रेडिट कार्ड) rewards redemption
⭐ High yielding Fixed Deposit (FD) and Recurring Deposit (RD) schemes
⭐ Quick purchase of FASTag
⭐ Personalised offers across loan categories
⭐ Transaction categorisation for better money management
⭐ Income and Expense Analyser for comparing cash flow
⭐ Intuitive Dashboard View to access bank accounts, cards, and loans
⭐ Convenient way to reach us over Chat, Video Call, and Call Back – 12X7
All you need to do is:
☛ Download the app
☛ Log in via your IDFC FIRST Bank User ID and Password
To open a paperless digital bank account (बैंक खाता):
☛ Download our mobile banking app
☛ On the login page, click on the three dots at the top right corner
☛ Click on ‘Open savings account’
UPI Payments App
Thanks to our partnership with NPCI’s UPI team, customers can transfer money, pay credit card bills, invest in mutual funds, get a car or bike loan, and pay EMIs using UPI. It’s 100% online!
You can link your bank accounts, analyse your bank statements, and keep track of your savings bank account (बचत खाता) balances.
Investment and Mutual Funds App
You can explore online investment options, such as:
✓ Mutual Funds across equity, debt, large-cap, multi-cap, mid-cap and other categories
✓ Tax-saving ELSS mutual funds
✓ Unit Linked Insurance Plans (ULIP)
✓ Online Sovereign Gold Bonds
✓ Initial public offerings (IPOs), Rights Issue, and Call Money
Insurance App
Via our app, you can buy insurance products such as health insurance and car insurance.
Instant Personal Loan App
Enjoy the most competitive bank loan interest rates in the country
✓ 100% paperless instant loan application process
✓ Avail instant personal loans (पर्सनल लोन), car loans, and 2-wheeler or bike loans
✓ Buy Consumer Durables via quick CD Loans with easy EMIs
Instant Personal Loan Features:
A. Loan amount: ₹20,000 to ₹40 lakhs
B. Loan Tenure: 12 – 60 months
C. Interest: 12% – 24%
D. Processing Fees (appx. 3%)
Eligibility:
1. Indian Citizen
2. Age – 23+
3. Within a serviceable location
APR Example:
For a loan amount of ₹3.5 lakhs @16% interest for 3 years, the EMI would amount to ₹12,566 and consolidated charges (including processing fees and GST) would be ₹10,500.
Upgrade to the new banking app:
• Download the new IDFC FIRST mobile banking app
• Enter your registered mobile number
• Enter your existing banking Username and Password
• Verify mobile number via OTP
• Confirm your readiness for an upgrade and set up your 4-digit MPIN for safe access to IDFC FIRST’s banking account
For feedback, queries or issues pertaining to our App or Net Banking portal, visit https://idfcfir.st/smform.
Reach out to us on our banker-on-call numbers:
– Accounts-related – 1800 419 4332 (available 24 x 7)
– Loans related – 1860 500 9900 (9:30 am – 6:30 pm IST on working days)
– Credit cards – 1860 500 1111 (available 24 x 7)
Disclosure
By downloading the IDFC FIRST Bank mobile app, you agree to our Terms & Conditions, as well as IDFC FIRST Bank’s privacy policy.
To go through the T&Cs, please visit: https://www.idfcfirstbank.com/terms-and-conditions
